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And this mastermind is not at all who you think (s)he is... A scammer usually finds a set of pictures of an attractive girl 18-45 years old female (or, if the scammer IS an attractive girl, she uses her own pictures) and places personal ads in as many international dating catalogs as possible.

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Therefore a standard set of romantic letters exists, and the scammer typically uses these pre-written letters to correspond with all potential victims.

As a results of using the sets of pre-written letters, scammers tend to ignore questions posted to them, or when they do answer questions, they answer them only at the very beginning or at the very end of each letter.

Some scammers fall in love and ask for money within 10 days, while others may correspond for 6-8 months before requesting any money.

The duration of the phase depends on the scammer's own work style.

"She" becomes extremely eager to meet in person, so she decides to find out what her options are as far as visas and travel fare.

The scammer will announce the good news (that she found out how to obtain the visa) in one of the letters shortly after explaining her undying love.Often, scammers use big online dating web sites to approach their potential victims.When that happens, their profiles on sites like Yahoo and indicate that they are from the USA, Canada, or Europe (that is because those sites no longer accept subscribers from Russia).Annual multi-trip travel insurance is suitable for those who plan to travel more than once a year.If you are only travelling once in a 12 month period, single trip travel insurance may be more suitable for you.Our single trip travel insurance is tailored for the over 50s but you can add your family and friends who are under 50 to your policy, too.

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